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The Italian Forfettario Regime

Italy's flagship simplified tax regime: 5% flat for the first 5 years, then 15%, on self-employed turnover up to €85,000. The combination of low rate, low compliance, and a real EU base makes Forfettario the headline draw of the Italian DNV — for the right profile.

Self-employed sole-proprietors with turnover under €85,000/year pay 5% flat for 5 years, then 15%. Above €85,000, the regime ends abruptly. Employees and Italian-company owners cannot use it. INPS social contributions (±26%) apply on local income on top.

Year 1–5 effective rate
5%
After year 5
15%
Turnover cap (hard)
€85,000
Eligibility
Self-employed sole-prop only

How Forfettario actually works

The regime forfettario is Italy's simplified-taxation framework for self-employed individuals (Partita IVA holders) with turnover under €85,000 in a calendar year. The mechanics are unusually clean:

  • Years 1–5: 5% flat tax on the imponibile (profit, calculated as turnover × the coefficient for your sector — typically 67% or 78%).
  • Year 6 onward: 15% flat on the same base.
  • No IRPEF brackets: the standard progressive 23–43% schedule is replaced entirely.
  • No VAT obligation: under the regime you don't charge VAT to clients (huge admin saving).
  • No INPS contributions out of payroll: BUT — INPS contributions on freelance income (around 26%) still apply separately.

Worked example: €60,000 of consulting income

Sector coefficient 78% (most professional services) → imponibile = €46,800. Years 1–5: 5% × €46,800 = €2,340 income tax. INPS gestione separata: 26% of €46,800 = €12,168. Total Italian tax + social: €14,508 (about 24% effective). Compare to standard regime at progressive IRPEF: roughly €26,500 + social = €38,000+ on the same income. The savings are real.

The €85,000 cliff

Cross €85,000 of turnover and you exit the regime. From the following tax year you operate under standard progressive IRPEF and full VAT obligations. There is no taper, no buffer year. Many Forfettario users cap invoicing at €84,500 to preserve the regime year over year.

Forfettario and the Italian DNV

Italian DNV holders who freelance for non-Italian clients can register a Partita IVA and apply for Forfettario. The interaction is structurally clean: DNV gives you the right to reside, Forfettario gives you the favourable tax treatment, and the two run on independent clocks. The DNV is valid 12 months (renewable); Forfettario is valid as long as you stay under €85,000 turnover.

For Italian DNV holders employed by a foreign employer, Forfettario doesn't apply — your employment income is taxed under standard IRPEF brackets with no special regime. Some applicants restructure as freelancers contracting back to their prior employer; this is doable but requires careful structuring to avoid being deemed an Italian employee under substance-over-form tests.

Go deeper on Italian DNV tax

Italy DNV tax page

Full Italy DNV tax mechanics: Forfettario, standard IRPEF, INPS, social security, and the filing rhythm

Italy DNV guide

Italy DNV pillar: income threshold, application path, dual-citizenship rules, family inclusion

European DNV tax comparison

Side-by-side with Spain Beckham, Portugal IFICI, Greek 5C, and the other 9 European DNV regimes

The 183-day rule

When you become Italian tax resident, how to track presence, and the centre-of-vital-interests test

Looking at Italy more broadly than just tax?

Forfettario is the headline. The full Italy DNV picture includes citizenship at 10 years, family inclusion, and the regional cost of living.

Forfettario: frequently asked questions

What is the Forfettario flat rate?
5% flat tax on profit (turnover × sector coefficient) for the first 5 years, then 15% from year 6 onward. INPS social contributions of about 26% still apply on top, separately from the income-tax line.
What is the Forfettario turnover cap?
€85,000 of turnover (gross invoicing) in a calendar year. Cross the threshold and you exit the regime from the following tax year, falling back to standard progressive IRPEF (23–43%) plus VAT.
Who can use Forfettario?
Self-employed sole-proprietors (Partita IVA holders) only. Employees of foreign companies can't use Forfettario on their salary. Directors of Italian S.r.l. or shareholders of Italian companies can't use it on their company dividends or director fees.
Can DNV holders use Forfettario?
Yes, foreign nationals on an Italian DNV who register a Partita IVA in their own name can apply for Forfettario — the residence permit doesn't matter for the tax regime, only the legal-business form does. The 5-year low-rate clock starts with your first year on the regime.
How much does INPS cost on Forfettario?
INPS contributions on Forfettario income run about 26% under the "gestione separata" framework for freelancers without their own pension cassa. Some professional categories (doctors, lawyers, architects, engineers) pay into separate professional cassa funds at lower rates. The contribution is deductible from the imponibile.
What happens after 5 years on Forfettario?
After 5 years at 5%, you graduate to 15% flat on the same imponibile base. The regime continues at 15% as long as you stay under €85,000 turnover. There is no formal end date — you can stay on Forfettario at 15% indefinitely if you remain eligible.

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